How does travel insurance work for hospital visits in Hurghada, Egypt - does it cover medication costs?
Based on 1 discussion with 4 participants · Last activity: 8 days ago
Based on 1 discussion with 4 participants · Last activity: 8 days ago
TL;DR
It depends on your specific policy: with a deductible you typically pay around $30 per visit and buy medications yourself (may be reimbursed later), while no-deductible plans provide everything free directly at the clinic.
Contacted insurance at 8:16am due to facial swelling (looked like dermatitis), was seen at the hospital by 9:46am. Paid a $30 deductible, got an antihistamine injection and a prescription - insurance transfer took her to a pharmacy afterward (not the cheapest prices), reimbursement for medications still unclear.
Another family's policy had no deductible - all medications and ointments were provided directly at the hospital for free, they only had to buy bandaging materials themselves.
Whether medications are provided free of charge or not depends not on the specific clinic, but on the terms of your individual insurance policy.
A family with two kids had insurance (no deductible) deliver medications directly to their hospital room - all in syrup form (6 bottles for one child, 5 for another), fully covered by insurance.
Medication prices in Egyptian pharmacies are printed directly on the packaging - these are official prices. You can compare using the Elezaby pharmacy chain app or the "Russian Pharmacy in Egypt" website.