How can travelers avoid inactivity fees on a Credo Bank card in Georgia?

From messages by 4 participants in 1 source · Last activity: 6 days ago

TL;DR

On a standard Credo tariff, not using the card in Georgia may trigger fees of up to GEL 30 per month. One reported way to keep costs lower is to hold a GEL 1,000 deposit and make a GEL 10 purchase each month.

What the community said

To reduce servicing costs, one option mentioned was placing GEL 1,000 in a 3-, 6-, or 12-month deposit, keeping some money in the spending account, and making a card purchase of at least GEL 10 each month. Under those conditions, the monthly fee was reported as GEL 3.

7 days ago GEL 1,000 deposit; GEL 3/month service fee

For the non-premium Credo tariff, a GEL 30 monthly charge was reported if the card is not used within Georgia. This can make the card poor value for a stay of only one or two months without local purchases.

8 days ago GEL 30/month

According to one description of the terms, online purchases do not count as card use in Georgia. It reported a GEL 10 monthly fee after two months without a qualifying local purchase and GEL 30 per month from the third month; confirm the current tariff before opening the card.

22 days ago GEL 10–30/month