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What fees do local bank cards in Batumi charge for paying for international subscriptions like the App Store?

Based on 1 discussion with 3 participants · Last activity: 16 days ago

TL;DR

Paying for international subscriptions with a local card in Batumi is usually not fee-free: banks may charge around 1–3% per transaction. In the chat, one example mentioned about 1% plus the bank’s exchange rate, which could bring the total extra cost on 10,000 RUB to roughly 1,000 RUB.

What the community said

The newest reply says the final cost of paying for foreign services depends on both the bank’s fee and its exchange rate. One example given was VTB: about 1% fee plus the bank’s own FX rate, making the total extra cost on 10,000 RUB roughly 1,000 RUB.

16 days ago VTB, 1%, 10,000 RUB → about 1,000 RUB

An earlier answer said that avoiding the fee is usually not possible if the bank itself charges for international transactions. For Technobank, the advice was to check the tariff directly with the bank; a typical range of 1–3% was mentioned for these payments.

16 days ago Technobank, 1–3%

The original question was about finding a card for App Store and other foreign subscriptions, after seeing terms with a monthly charge and an extra 1.5% on transactions. The takeaway is that when choosing a card, you need to check two separate costs: any fixed monthly fee and the percentage charged on international payments.

16 days ago 1.5% transaction fee