How can international visitors get a working bank card in Tbilisi if their UnionPay card is not accepted?

At TBC Bank, a card including Visa on request was reportedly issued without extensive questioning. Bring your passport and a Georgian phone number; an annual plan can cost about GEL 100.

Credo Bank is another reported option for foreigners. Staff may offer add-ons such as card insurance, which can be declined; terms and limits were described as better for Georgia residents, but the bank has relatively few ATMs.

Do not rely on Russian Agricultural Bank UnionPay in Georgia: a traveler reported that these cards stopped working in July 2025. Bring an alternative payment card or arrange a local one.