What to do if your travel medical insurance for a Georgia residence permit has expired?

From messages by 3 participants in 1 source · Last activity: 18 days ago

TL;DR

If your insurance has expired, you need to buy a completely new policy (even a 1-month one works if that's all you need). Even a 1-day gap due to a valid reason like a cancelled flight isn't automatically excused — it's up to the migration authority's discretion.

What the community said

Insurance is legally required. Whether it is checked at entry varies in practice, so once a policy has expired, it is best to arrange a new one promptly and keep proof with you.

18 days ago

One traveler had their insurance expire by 1 day through no fault of their own — their flight got cancelled, and they couldn't get a new policy issued in time. There's no guaranteed exemption from penalties in this case — it's recommended to clarify directly with the migration service, as outcomes can vary case by case.

A short-term policy (e.g., 1 month, just to cover the requirement) is a valid option — basic policies without extra add-ons are inexpensive, so there's no need to overpay for a longer-term plan if you don't need one for a full year.

1-month insurance policy

If your travel insurance expired and it's already been 3 months, you need to buy a brand-new policy — you can't renew or reinstate the old one. You'll have to purchase a fresh policy (no specific provider was named — any local insurer or online service works).