Which bank cards and e-wallets are most reliable for payments in India?
From messages by 3 participants in 1 source · Last activity: 8 days ago
From messages by 3 participants in 1 source · Last activity: 8 days ago
TL;DR
Carry cards from more than one bank: a named USD Visa from MTBank was reported as the most reliable, while Belarusbank cards had more declines. For the Cheq wallet, payments were reported to be deducted from the wallet balance rather than accepted in cash.
A practical backup is to carry cards from three different banks, so you can try another one immediately if a payment is declined. Belarusbank cards were reported to have the most frequent declines.
Among the cards mentioned, a named USD Visa issued by MTBank was described as the most dependable option for payments.
Cash was reported not to work for Cheq: payments need to be deducted from the wallet account balance. Cheq was opened in December by one traveler, and a 50% discount for Russian customers was mentioned for the previous season.
In one case, opening a Cheq wallet involved no charge and no payment to an agent, possibly because of a promotion. Confirm the current terms before applying.