How do I top up an Istanbulkart with cash or a foreign bank card without paying double currency conversion?
Based on 1 discussion with 3 participants · Last activity: 16 days ago
Based on 1 discussion with 3 participants · Last activity: 16 days ago
TL;DR
For Istanbulkart vending machines, using TRY 200 notes is most cost-effective because the fee is TRY 2 per banknote inserted. When paying with a foreign card, decline the machine’s currency-conversion offer.
If an Istanbulkart machine offers to charge your card in its home currency, decline it. This is dynamic currency conversion at the terminal’s own exchange rate; choose payment in Turkish lira instead.
For cash top-ups, use a TRY 200 banknote, the largest denomination accepted by the machine. This keeps the insertion fee to a minimum.
The machine charges TRY 2 for every banknote inserted, regardless of denomination. One TRY 200 note is therefore cheaper than several smaller notes totalling the same amount.