Can foreign bank cards and crypto-linked cards be used for everyday payments in Da Nang, Vietnam?
From messages by 3 participants in 2 sources · Last activity: 19 days ago
From messages by 3 participants in 2 sources · Last activity: 19 days ago
TL;DR
For everyday payments in Da Nang, a Bybit crypto-linked card may be more practical than a Sber card, which is not accepted everywhere. Around US$500 in monthly spending, cashback can largely offset the exchange-rate difference versus P2P, but cashback caps matter.
The Bybit card was reported to earn cashback on purchases. At roughly US$500 of monthly spending, cashback may nearly offset the difference compared with a P2P exchange rate.
For spending up to US$500, the reported cashback cap is US$5, with the US$251–500 range described as comparatively poor value. The cap may increase above US$500 in spending, but check the card terms before relying on it.
A Sber card may not be accepted everywhere in Da Nang, so it should not be your only payment method. One traveler found a Bybit card more broadly usable for purchases around the city.
The exchange rate was said to be about 1% worse than an alternative, but 2% cashback from US$500 in monthly spending may offset it. Full cashback was also reported for selected digital subscriptions, including ChatGPT, Spotify, and Claude.