Can foreigners open a bank account and get a debit card in Da Nang with a 90-day visa?

Experiences with a physical Vietcombank card on a 90-day visa vary by branch. In one case, an account was opened after a 3–5 day wait with a three-month visa, but only a virtual card was offered; other branches cited a requirement for a visa valid for at least one year for a card.

According to a recent report, Vietcombank can open both an account and a physical card immediately with a 90-day visa, while a 45-day entry stamp allows only an account. Confirm with the specific branch, as reports are inconsistent.

BIDV bank issues debit cards to foreigners on a 90-day visa — you can go to the nearest branch to your registered address. If you already have an account, you only need to fill out a card application. Processing takes around 10 business days. Note: if your visa is close to expiry, the bank may ask you to renew it first.

BIDV requires a minimum 3-month visa to open an account and issue a card. However, the card becomes inactive once the visa expires. To keep it active, you must visit the bank in person every three months for re-authentication.