Can foreigners open a bank account in Da Nang, Vietnam on a tourist visa, and what are the fees for using a foreign card?

A recent practical report says banks may refuse foreigners both an account and a card unless they hold a visa valid for at least one year; the person was turned down by 10 banks.

By law, income run through local bank cards should be declared, but in practice authorities only flag large sums — the trigger threshold varies by nationality. Mass checks on tourists or long-term expats are unlikely.

Almost all banks in Da Nang accept UnionPay cards, but withdrawals may come with an additional bank fee. Agribank does not charge this extra fee for foreign card withdrawals.

Bank policy in Vietnam generally prevents foreigners on a tourist visa from opening a local bank account.