Do shops and cafes in Da Nang charge an extra fee for paying by foreign bank card?
Based on 2 discussions with 3 participants · Last activity: 8 days ago
Based on 2 discussions with 3 participants · Last activity: 8 days ago
TL;DR
Yes. In many places in Da Nang, especially cafes and smaller businesses, paying by foreign card can trigger a 3–5% surcharge. Your own bank typically charges extra only for cash withdrawals, not regular card purchases.
Some cafes in Da Nang openly warn customers about a card surcharge, often around 3%. If you want to avoid the extra cost, cash is usually the safer option.
Using a card where surcharges apply usually does not save money: you lose either on the exchange rate or on the merchant fee. In places that accept cards, the extra charge is commonly 3–5%.
The extra fee when paying by card in Da Nang is often added by the merchant, typically around 3–5%. Your bank’s own fee usually applies to ATM cash withdrawals rather than standard card purchases.