What exchange rate can you get for USD at jewelry shops in Da Nang, and does the bill denomination matter?

A recent report suggests banks may offer a slightly better USD-to-VND rate than jewelry shops, though the difference is small.

In central Da Nang, jewelry shops were offering about 2,620,000 VND for 100 USD (roughly 26,200 VND per dollar). For comparison, market exchangers in Hoi An offer a rate about 40,000 VND lower (per 100 USD), meaning exchanging in Da Nang jewelry shops is more favorable than at Hoi An markets.

Exchange rates across different jewelry shops in Da Nang are nearly identical; if exchanging a couple hundred dollars, the rate difference isn't significant.

The most recent reported rate at a jewelry shop was about 26,230 VND for 1 USD. People in the chat considered this a good benchmark for cash exchange in Da Nang.

Travelers specifically asked whether the rate changes depending on the bill denomination, but the main takeaway was that fresh, undamaged USD notes are preferred at jewelry exchanges.

A few days earlier, chat members reported getting as much as 26,400 VND for 1 USD at jewelry shops when exchanging new bills. That was the highest rate mentioned.