Where to exchange money or withdraw cash in Hanoi, Vietnam?

In September 2026, a traveller reported exchanging cash Chinese yuan for Vietnamese dong at the currency exchange counter by the entrance to Lotte. Conditions change — confirm with an official source before you travel.

Jewelry stores in Hanoi’s Old Quarter generally offer a slightly better USD exchange rate than jewelry stores in Da Nang.

For cashing out via a Vietnamese QR payment account, local intermediaries can accept a transfer to a Vietnamese bank account and hand over cash VND in return. These services are typically found in tourist-heavy areas of Hanoi.

Jewelry stores in Hanoi typically offer the best USD to VND exchange rates — this is a common and accepted practice across Vietnam. Major bank ATMs such as Vietcombank, Techcombank, and BIDV are also reliable for cash withdrawals.

On Cat Ba Island, currency exchange options are limited compared to Hanoi. It's advisable to exchange enough cash before heading to the island, as rates there tend to be less favorable.