Can international travelers pay by QR code in Ho Chi Minh City using a foreign banking app?

From messages by 4 participants in 1 source · Last activity: 20 days ago

TL;DR

QR payments in Ho Chi Minh City often work through Sber, T-Bank, VTB and MTS apps, but T-Bank can be unreliable. Retry a failed transaction or use another banking app, and keep cash as a backup at Circle K.

What the community said

QR payments in Ho Chi Minh City are commonly made through the Sber, T-Bank, VTB and MTS banking apps.

20 days ago Sber, T-Bank, VTB, MTS

If a QR transaction fails or keeps loading, try submitting it again; a temporary error does not always mean the payment will be declined.

20 days ago Retry QR payment

T-Bank may be inconsistent with local QR codes. If possible, try another app; Sber was previously considered more dependable, although declines have also been reported.

20 days ago T-Bank / Sber

At Circle K, a QR payment from a T-Bank VND account may keep loading and fail to complete, so carrying some Vietnamese dong for small purchases is sensible.

21 days ago Circle K