What health insurance should I get for a long-term stay in Ho Chi Minh City, Vietnam?

A family traveling with a 1.5-year-old child, planning to stay in Vietnam until December (3 months) with a possible extension into January, was looking for an annual policy suited for long-term stays with a young child.

Popular international insurers mentioned include Genki, Allianz, Cigna, and AXA — but the brand matters less than the specific policy terms and how well the local assistance service actually works.

For short trips (2 weeks to 45 days), a standard travel insurance from a home-country insurer or bank card is usually sufficient. If you plan to live in Vietnam for months or years, it's worth considering international plans like Genki instead.

When choosing a long-term policy, check whether it covers motorbike/scooter accidents, hospitalization, and chronic conditions, and whether you can purchase it while already abroad.

One traveler was looking for a 3-month policy that covers not just emergencies but also routine/planned doctor visits.