Can you upgrade the travel medical insurance included in a Hurghada package holiday, or is it better to buy a separate policy?
From messages by 3 participants in 1 source · Last activity: 63 days ago
From messages by 3 participants in 1 source · Last activity: 63 days ago
TL;DR
Travelers report that the medical insurance included in a package holiday usually cannot be upgraded, even if the extra cost seems small — around $20 was mentioned. The practical workaround is to buy a separate comprehensive medical policy before traveling to Hurghada.
It's worth asking the travel agent directly about the deductible (franchise) in the package insurance — sometimes it can be removed, improving the policy terms.
Travelers tend to look for a separate top-up policy with the highest possible coverage instead of relying only on the basic insurance bundled with a package holiday. The key goal is broad medical coverage for a stay in Hurghada.
Based on traveler experience, even when the insurer mentions a small extra fee, the standard insurance included with a package tour usually cannot be upgraded. One traveler was quoted about $20 for an add-on, but the upgrade was not actually available.
A practical tip before traveling to Hurghada is to arrange an extended policy separately, for example through a bank-issued travel insurance plan, so it can properly cover unexpected medical costs if something happens.