How does travel insurance with a deductible work at hospitals in Hurghada, Egypt?
Based on 1 discussion with 3 participants · Last activity: 23 days ago
TL;DR
With a deductible policy, you pay $30 directly to the doctor at the hospital; everything else — transport, treatment, medication — is covered by insurance. With a no-deductible policy, you pay nothing out of pocket.
What the community said
If your policy has a deductible, you pay $30 directly to the doctor at the hospital upon arrival. The insurance company covers everything else: ambulance or transfer to the clinic and back to the hotel, all treatment, medications, and meals. Even major procedures like appendix removal are covered.
23 days ago Deductible — $30
A no-deductible policy means you pay nothing at the hospital. This is especially recommended when traveling with children, as the chance of food poisoning or illness is higher and unexpected $30 payments can add up.
23 days ago No-deductible travel insurance
Even a routine case of food poisoning triggers the deductible, meaning you'd pay $30 each time you visit a doctor. If you're likely to need medical care — especially with kids — it's more cost-effective to pay extra upfront for a no-deductible policy.
23 days ago Deductible per incident — $30