Should I buy travel health insurance without a deductible for Hurghada, Egypt?

For self-paid care, Jasmine Hospital was mentioned: a routine doctor visit and medicines were estimated at about 30%. A hotel hospital charge may cover only the consultation, while deductible-policy treatment may require going elsewhere.

When treatment is arranged through the insurer, medication may be provided at no extra cost if your policy has no deductible.

A policy with an approximately US$30 deductible is cheaper, but you pay the first US$30 of a covered claim yourself; eligible costs above that are handled by the insurer.

With a US$30-deductible policy, travelers report being asked to pay that amount at the first hospital visit. With standard no-deductible coverage, visits should be included.