What should I do in Sharm El Sheikh if an ATM debits my card but doesn’t dispense cash?
From messages by 3 participants in 1 source · Last activity: 42 days ago
From messages by 3 participants in 1 source · Last activity: 42 days ago
TL;DR
Take a photo of the ATM and its number right away, note the location and exact time of the transaction, and keep the receipt if one was printed. Then call the bank's hotline (the number is usually shown on the machine) and visit a branch with your passport to file a claim. Travelers in summer 2026 reported refunds within 1–3 days; in one case during Ramadan it took 2 days and 2 bank visits, and the cash was returned in Egyptian pounds.
In late August 2026 another participant added: if a call does not help, go to the nearest branch, using a phone translator app if there is a language barrier. In their experience, the money is usually returned within one to three days. This is travelers' experience, not a bank guarantee, so check the timeline at the branch.
The first step participants recommended in July–August 2026 is to document the details: photograph the ATM and its number or ID data, and note the exact location and time of the transaction. If the machine printed a receipt, keep it as well.
Next, go to the bank with your passport and file a claim about the disputed transaction. One traveler in Sharm El Sheikh said that during Ramadan it took 2 days and 2 bank visits, and the cash was returned in local currency, Egyptian pounds.
You can call the bank right away: the hotline number is usually shown on the ATM itself. If language is a problem, participants suggested asking locals nearby to help with the call, so the bank already knows about your case when you arrive at the branch.