Do you need travel insurance for medical treatment in Georgia, and how to avoid being billed twice by clinics?
Based on 1 discussions with 2 participants · Last activity: 1 day ago
Based on 1 discussions with 2 participants · Last activity: 1 day ago
TL;DR
Georgian clinics increasingly require proof of insurance due to unpaid bills from expats. Watch out for double-billing: some clinics charge the patient directly while also submitting a claim to the insurer. Send the invoice to your insurer yourself to avoid this.
A patient reported a double-billing attempt: the clinic claimed they had already sent the invoice to the local Georgian insurer and told the patient to follow up there. When the patient called the insurer directly, they confirmed no documents had been received. The patient had to obtain the invoice themselves and submit it directly to their own insurance company.
Clinics in Georgia have reportedly started requiring insurance more strictly due to a wave of expats who couldn't pay their medical bills. Since emergency care cannot legally be refused, clinics now try to verify coverage upfront.
Georgian doctors themselves rarely ask about insurance — it's mainly a clinic administration concern. The primary worry is that foreign patients might leave without paying.