How can a visitor open a Vietnamese bank account with a virtual card and use contactless payments in Nha Trang?

A traveler opened an account and an open-ended virtual card using a passport and a valid 45-day visa stamp. Transfers and card payments may be blocked once the visa expires, so visit the branch with a renewed visa or entry stamp to keep the account active.

For everyday purchases, a physical card may not be necessary: a Bybit virtual card can be added to Google Pay and used for contactless phone payments wherever tap-to-pay is accepted.

When opening the account, ask to skip the physical card if you only need a virtual one. You can also decline SMS notifications and use in-app bank messages instead.