How can I avoid cash-withdrawal fees with a foreign bank card in Nha Trang?

From messages by 4 participants in 3 sources · Last activity: 19 days ago

TL;DR

Travelers report that a standard card plan may waive withdrawal fees for transactions of at least the equivalent of RUB 3,000, up to RUB 100,000 per billing month. Check both your bank’s and the ATM’s terms before withdrawing.

What the community said

To avoid a withdrawal fee, travelers recommend taking out at least the equivalent of RUB 3,000 in one transaction. The reported monthly fee-free limit on a standard plan is RUB 100,000.

RUB 3,000 per withdrawal; RUB 100,000 per month

Smaller withdrawals may trigger a fee. One traveler estimated the safer threshold at roughly the equivalent of RUB 4,000, so avoiding small cash withdrawals may help.

approximately RUB 4,000

One comparison put cash exchange at about VND 2.75–2.85 million per RUB 10,000, while a bank conversion could be around VND 3.1 million. Compare the exchange rate, your bank’s fee, and any ATM surcharge before completing the withdrawal.

VND 2.75–2.85 million per RUB 10,000