How does QR code payment work in Vietnam — NAPAS vs VietQR?

From messages by 2 participants in 2 sources · Last activity: 105 days ago

TL;DR

Vietnam has two main QR payment systems: NAPAS works reliably and is compatible with foreign banks, while VietQR is less consistent and may not always work.

What the community said

NAPAS is Vietnam's equivalent of an instant payment system and works reliably with foreign bank transfers. VietQR appears to be a bank-specific system and is less consistent — it may fail in some cases.

NAPAS — more reliable than VietQR

If QR payments fail in Vietnam, the issue is likely that the terminal uses VietQR rather than NAPAS. Look specifically for NAPAS QR codes for guaranteed compatibility.

NAPAS — 100% reliable

VietQR, Momo, and ZaloPay all have APIs for integration. Transferring money to Vietnamese bank accounts such as Vietcombank is technically feasible through these platforms.

Vietcombank, Momo, ZaloPay, VietQR