How to withdraw cash or exchange currency in Nha Trang if your foreign bank card doesn't work?

From messages by 3 participants in 1 source · Last activity: 29 days ago

TL;DR

Foreign cards (like Russian VTB) and yuan-denominated cards often fail at Nha Trang ATMs — the machine may retain the card or show an error. It's more reliable to exchange cash or use local instant-transfer services at exchange offices like RIC.

What the community said

One traveler tried withdrawing cash from a VTB card, but the ATM didn't dispense money and retained the card, with no error message displayed.

ATM retained VTB card

A yuan-denominated card can't be topped up via Russia's instant payment system (SBP). Card-to-card transfers work but come with fees and an unfavorable conversion rate.

Yuan card — card-to-card only, with fees

When an ATM showed withdrawals unavailable overnight, the traveler decided to wait until morning and try exchanging currency instead at the RIC exchange office using an instant transfer.

RIC exchange office (instant transfer exchange)