How to withdraw cash or exchange currency in Nha Trang if your foreign bank card doesn't work?
Based on 1 discussion with 3 participants · Last activity: 17 days ago
TL;DR
Foreign cards (like Russian VTB) and yuan-denominated cards often fail at Nha Trang ATMs — the machine may retain the card or show an error. It's more reliable to exchange cash or use local instant-transfer services at exchange offices like RIC.
What the community said
One traveler tried withdrawing cash from a VTB card, but the ATM didn't dispense money and retained the card, with no error message displayed.
33 days ago ATM retained VTB card
A yuan-denominated card can't be topped up via Russia's instant payment system (SBP). Card-to-card transfers work but come with fees and an unfavorable conversion rate.
37 days ago Yuan card — card-to-card only, with fees
When an ATM showed withdrawals unavailable overnight, the traveler decided to wait until morning and try exchanging currency instead at the RIC exchange office using an instant transfer.
21 days ago RIC exchange office (instant transfer exchange)