Should I bring cash USD or a bank card to Nha Trang, Vietnam?
Based on 1 discussion with 3 participants · Last activity: 2 days ago
TL;DR
In Nha Trang it's safer to bring a mix — some cash USD plus a card, since card exchange rates can be unpredictable. Exotic currencies like Hong Kong dollars or Chinese yuan can be exchanged too, but only at select exchange points and at worse rates than USD/EUR.
What the community said
If your card (e.g. a Mir/T-Bank account) holds a USD balance, check the bank's conversion rate and fees in advance — travelers report it's not always better than using cash.
30 days ago Mir card (T-Bank) with USD balance
Leftover Hong Kong dollars or Chinese yuan can be exchanged in Nha Trang — some exchange offices and jewelry shops accept less common currencies, though the rate is worse than for USD or EUR.
30 days ago Exchange offices and jewelry shops in Nha Trang
Many recommend not relying solely on a card due to unpredictable exchange rates — better to bring a mix: some cash USD plus a card.
38 days ago