Should I buy travel insurance for Vietnam through a bank or directly from an insurance company?
Based on 1 discussion with 2 participants · Last activity: 16 days ago
Based on 1 discussion with 2 participants · Last activity: 16 days ago
TL;DR
The discussion suggests that claims support and policy terms matter more than whether you buy through a bank or directly from an insurer. Check how the provider handles medical claims before purchasing.
Buying a policy through a bank does not automatically make it worse. Compare the actual coverage, exclusions, and claim procedure for illness or injury in Vietnam.
A good insurance agent can be valuable beyond selling the policy, especially by helping coordinate and resolve a claim when a traveler needs medical care.
Do not assume that reliable travel insurance is available only directly from an insurer. Before paying, confirm who handles claims decisions and how the overseas assistance service works.