What fees apply when using a foreign bank card in Nha Trang?
Based on 2 discussions with 3 participants · Last activity: 19 days ago
Based on 2 discussions with 3 participants · Last activity: 19 days ago
TL;DR
Typical transaction fee is about 2.9%+290 RUB, but there's a limit of roughly 25,000 RUB per transaction/period, and using a second card to bypass it adds a 500 RUB fee.
Since late July a limit of about 25,000 RUB per transaction/period has been in place. Registering a second card under someone else's name doesn't help — the limit still applies, and the bank charges an extra 500 RUB fee.
The card scheme still works, but banks don't openly disclose the exact fee percentage — expect some amount to be deducted for conversion/service regardless.
No extra percentage is withheld on your own transactions, but the standard bank fee is 2.9% plus a fixed 290 RUB per transaction.