What's the best way to pay for purchases in Nha Trang - cash, card, or bank transfer?
Based on 2 discussions with 3 participants · Last activity: 12 days ago
TL;DR
Fast bank transfers (SBP) often get blocked or fail for larger purchases since they're treated as international transfers, not payments; carrying cash USD or Vietnamese dong is more reliable, though dong withdrawals from ATMs have daily limits and per-transaction fees.
What the community said
Fast transfer (SBP) payments often get stuck - money doesn't reach the seller, and you can't complete the purchase until the transfer is confirmed, which can take a while.
16 days ago Fast transfer (SBP) doesn't work everywhere
Cash USD is a reliable backup option. Fast transfers involve double currency conversion and fees, plus not every place accepts them. Dong withdrawals also have ATM limits and per-transaction fees.
24 days ago cash USD
For larger purchases, banks may block fast transfer (SBP) payments since technically it's classified as an international money transfer, not a regular payment.
26 days ago risk of blocking on large transactions