Where can you get the best exchange rate for USD to Vietnamese dong in Nha Trang?

When asked, many vendors say they accept cards, but in practice prefer cash so they don't have to report real income — this applies to both locals and expat sellers

Experienced travelers recommend keeping some USD cash on hand for everyday expenses — the exact method and amount depends on personal circumstances

Exchanging currency with Russian-speaking money changers in Nha Trang is rarely truly favorable — they need to profit from the spread too. For the best possible rate, look for jewelry shops instead