Which ATMs in Nha Trang accept foreign cards (Mir, UnionPay) for cash withdrawal?

In a report dated 3 October 2026, a traveller using a card issued in Russia reported fees for dong withdrawals at VRB: they withdrew 5 million dong on 2 October and 10 million dong on 1 October, estimating the fee at approximately 2%.

On 5 October 2026, a discussion participant reported queues, withdrawal fees and occasional lack of cash at ATMs that allow dong withdrawals with cards issued in Russia. The report did not identify specific ATMs.

For a Rosselkhozbank UnionPay card, use ATMs displaying the UnionPay logo, including BIDV and TPBank. Rosselkhozbank may charge a withdrawal fee, so cash withdrawals may not be cost-effective.

Most travelers use a combination of cash, QR-code payments via Russian banking apps, and UnionPay cards. For ATM withdrawals, Mir cards work at VRB bank machines.

Paying directly by Russian card at shops or cafes in Nha Trang is generally not possible. The main working option is withdrawing cash at a VRB ATM.

VRB (Vietnam Russia Bank) ATMs are the most reliable option for withdrawing Vietnamese dong with Mir cards in Nha Trang. Most other ATMs do not accept Russian cards.