What is the best way to transfer money to a Vietnamese bank account and pay for things in Vietnam?

From messages by 3 participants in 2 sources · Last activity: 80 days ago

TL;DR

Travelers recommend Bybit P2P for sending VND to a Vietnamese bank account, as its rate can be better than QR-based transfers. Cash deposits generally require a local bank card, and some merchants add a 3–5% surcharge for card payments.

What the community said

Bybit P2P can be used to send VND directly to a Vietnamese bank account. Travelers report that the exchange rate is often better than using a QR-based transfer.

Bybit P2P

Keep some cash or funds in a local VND account when traveling in Vietnam: cards are not accepted everywhere, and some merchants add a 3–5% card-payment surcharge.

3–5% card surcharge

You generally cannot deposit cash into a Vietnamese bank account without a local bank card. As alternatives, compare the rate for a direct QR transfer from your bank with a transfer via Zolotaya Korona.

Zolotaya Korona