What travel insurance should I get for Vietnam?

If you're already abroad and want to buy insurance, check whether the policy allows purchase from outside your home country — this is a commonly overlooked restriction.

For a 10-day trip, a basic travel insurance policy from a travel agency is sufficient. Core coverage is similar across providers; add-ons can be tailored to your needs. Choosing a policy with a deductible can lower the premium.

Pregnant travelers should note that standard policies often don't cover pregnancy-related incidents beyond a certain week. A specific add-on is required — confirm this when purchasing.

For long-term stays in Vietnam (several months or more), international health insurance plans are worth considering: Genki, Allianz, Cigna, AXA. They offer broader coverage than standard tourist policies.

When choosing a policy, check four key things: motorbike coverage, hospitalization, chronic conditions, and whether you can purchase the policy while already abroad.

An expensive policy doesn't guarantee good service. What matters more than the brand is the specific policy terms and the quality of the assistance company — they're the ones who coordinate help on the ground.