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Should I get a travel card for Vietnam or can I pay with QR codes and foreign cards?

From messages by 3 participants in 2 sources · Last activity: 11 days ago

TL;DR

Card payments are not universally accepted in Vietnam, and foreign QR payment apps may not work. A dedicated travel card can help, but cash remains the most reliable option.

What the community said

Rosselkhozbank cards currently still work in Vietnam, but a new sanctions package is expected to take effect soon, which could theoretically cause them to stop working — worth monitoring news before traveling.

Rosselkhozbank — disconnection risk

After applying for a Vietcombank card at a branch, the physical card isn't issued immediately — expect about a 5-day wait.

Vietcombank — card issuance ~5 days

The question of using a travel card in Vietnam is valid: not all terminals accept foreign cards, and Russian QR payment apps like Sber are not supported — local merchants use Vietnamese QR systems (VietQR), not international ones.

VietQR — local payment system

Inserting a card into a terminal works at larger shops, hotels, and restaurants, but small cafes, markets, and street vendors often don't have terminals at all. Always carry Vietnamese dong in cash.

Cash in Vietnamese dong — essential

A Vietcombank card can only be obtained in person at a branch — online sign-up is not available for foreigners. Vietcombank branches are available in Nha Trang, including in the city centre.

Vietcombank — branch visit required

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