Which bank sets the exchange rate when withdrawing cash at an ATM in Vietnam?

From messages by 5 participants in 1 source · Last activity: 3 days ago

TL;DR

In August 2026, a contributor recalled that ATM withdrawals were converted at the card-issuing bank’s exchange rate, usually via US dollars, while noting that this was how it had worked previously. Rules change — confirm with an official source before you travel.

What the community said

In August 2026, a contributor suggested looking at the card-issuing bank’s rate rather than the ATM operator’s rate: they recalled that conversion usually went through US dollars. They clarified that they were describing how it had worked previously.

54 days ago