Which Vietnamese bank can open a debit/credit card without a residence permit (TRC)?
Based on 2 discussions with 3 participants · Last activity: 4 days ago
TL;DR
BIDV and VietcomBank can open cards for tourists on a 90-day visa without a residence permit. BIDV issues a 5-year MasterCard and doesn't require proof of local address.
What the community said
VietinBank recently started requiring a TRC (residence permit) to open an account, making it less accessible for tourists. Previously they issued 3-year MasterCards.
3 days ago VietinBank — now requires TRC
To use Vietnamese mobile banking, you need a local bank account and the bank's app. BIDV allows account opening on a 90-day tourist visa.
3 days ago BIDV — opens account on tourist visa
VietcomBank issues cards to foreigners: first a Visa valid for 5 years, and after a couple of months you can also get a MasterCard for 5 years.
6 days ago VietcomBank — Visa + MasterCard, 5-year validity
BIDV is the most straightforward option: issues a 5-year MasterCard without requiring proof of local address. VietinBank also issued MasterCards but only for 3 years.
6 days ago BIDV — 5-year MasterCard, no address proof needed