Which Vietnamese bank can open a debit/credit card without a residence permit (TRC)?

At BIDV, a VND account can be opened with a passport showing an entry stamp and a local SIM number; a recent report says the process took about 30 minutes. QR payments were available immediately, and two physical cards were due after five days: a local card valid for 5 years and a MasterCard valid for 6 years.

According to a report, the JDB branch in Lao Bao issues a card valid for 3 years without restrictions, offering a possible alternative to banks that require a TRC.

One report says Vietnamese bank cards may be blocked when the visa expires: the contributor's Vietcombank card worked for about six months before the bank blocked it. Confirm the policy at the branch before opening an account.

VietinBank recently started requiring a TRC (residence permit) to open an account, making it less accessible for tourists. Previously they issued 3-year MasterCards.

To use Vietnamese mobile banking, you need a local bank account and the bank's app. BIDV allows account opening on a 90-day tourist visa.

VietcomBank issues cards to foreigners: first a Visa valid for 5 years, and after a couple of months you can also get a MasterCard for 5 years.

BIDV is the most straightforward option: issues a 5-year MasterCard without requiring proof of local address. VietinBank also issued MasterCards but only for 3 years.