Which local bank should expats open an account and card with in Nha Trang, Vietnam?

Opening a local Vietnamese bank card is the most practical solution for buying airline tickets and making online payments. You'll need a valid visa and a local Vietnamese phone number. The process is relatively straightforward.

With a valid visa and a Vietnamese SIM card, opening a bank account is fairly easy. Unlike in some countries, there aren't major differences between banks here — most offer similar terms and conditions.

If you need a CNY (Chinese yuan) card, it's worth checking directly with individual banks, as not all Vietnamese banks offer multi-currency accounts in yuan. Visiting a few branches in person is the best approach.